Indexed
Universal Life
Insurance
Afortus Financial
Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.
Peggy Prasad
⭐⭐⭐⭐⭐
Nkechi and her team provided exceptional guidance every step of the way. Their expertise and attention to detail made planning my financial future a smooth and reassuring experience.
Happy Customers
More than clients taken care of!
Indexed Universal Life Insurance
Afortus Financial
Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.
About Us
Helping You To
Manage Your IUL
Insurance Needs!
As a Financial Strategist and proud graduate of Temple University, I am committed to helping individuals achieve lasting financial security and confidence in their future. Working alongside a team of experienced professionals, I develop strategies that promote safe, consistent growth while protecting clients from market volatility. With more than a decade of experience guiding clients through significant financial decisions in real estate and financial planning, I specialize in designing tax-advantaged plans that provide lifetime income and long-term stability. Our team operates on a foundation of trust, transparency, and dedication to empowering clients with confidence in their financial future.
Nkechi Egu
Financial Strategist
NPN: 21097023
About Us
Helping You To
Manage Your IUL Insurance Needs!
As a Financial Strategist and proud graduate of Temple University, I am committed to helping individuals achieve lasting financial security and confidence in their future. Working alongside a team of experienced professionals, I develop strategies that promote safe, consistent growth while protecting clients from market volatility. With more than a decade of experience guiding clients through significant financial decisions in real estate and financial planning, I specialize in designing tax-advantaged plans that provide lifetime income and long-term stability. Our team operates on a foundation of trust, transparency, and dedication to empowering clients with confidence in their financial future.
Nkechi Egu
Financial Strategist
21097023
Everything You Need To Know
About IUL Insurance
At A Glance
What is Indexed Universal Life Insurance?
IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.
Important Details
IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.
Everything You Need To Know About
IUL Insurance At A Glance
What is Indexed Universal Life Insurance?
IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.
Important Details
IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.
Reviews
Real-Life Testimonials
From Satisfied Clients
Peggy Prasad
Nkechi and her team provided exceptional guidance every step of the way. Their expertise and attention to detail made planning my financial future a smooth and reassuring experience.
Michael Sampson
Working with Nkechi’s team has given me clarity and confidence in my financial goals. They took the time to understand my needs and designed a plan that truly fits my long-term vision.
Oliver Taylor
Professional, knowledgeable, and genuinely committed to their clients’ success — Nkechi and her team have been a trusted partner in helping me achieve lasting financial stability
Reviews
Real-Life Testimonials
From Satisfied Clients
Peggy Prasad
"Nkechi and her team provided exceptional guidance every step of the way. Their expertise and attention to detail made planning my financial future a smooth and reassuring experience."
Michael Sampson
"Working with Nkechi’s team has given me clarity and confidence in my financial goals. They took the time to understand my needs and designed a plan that truly fits my long-term vision."
Oliver Taylor
"Professional, knowledgeable, and genuinely committed to their clients’ success — Nkechi and her team have been a trusted partner in helping me achieve lasting financial stability"
More Info
Important Questions
Is Indexed Universal Life Insurance Right for Me?
IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.
How Much Coverage Do I Need?
The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.
Is a Medical Exam Required?
In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.
Can I Access the Cash Value?
Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.
How do I Sign Up?
You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.
More Info
Important Questions
Is Indexed Universal Life Insurance Right for Me?
IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.
How Much Coverage Do I Need?
The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.
Is a Medical Exam Required?
In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.
Can I Access the Cash Value?
Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.
How do I Sign Up?
You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.
Looking for a First-Class IUL Insurance Consultant?
Looking for a First-Class IUL Insurance Consultant?
Afortus Financial is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.
National Producer Number: 21097023
Company
Directories
Legal
Afortus Financial is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.
National Producer Number: 21097023
Company
Directories
Legal